Do I really really get to choose the house I want to lease purchase? 

Yes, in our program you get to choose from homes that are actually for sale. Most people think they can only lease purchase homes that are specifically advertised as Lease Purchases. With us, we let you choose from homes that are currently for sale. 

Do I have to find the house myself?

No, we have a team of agents that will work with you to find just the right home for you. A home that you will eventually own yourself!

Do I have to pay a down payment? 

It depends on the program you choose. As you probably have found out, just about EVERYBODY ELSE charges a minimum of 5% to 10% down to do a lease purchase. With most of our homes you are only looking at a down payment of $600 to $3000 dollars.

Can I earn any equity while I'm leasing to own? 

YES! In our program, we want our tenant/buyers to have the opportunity to accrue equity while they are leasing the home. For example, you may buy the home for $150,000 at the end of the lease term, but the home may have appreciated to $160,000. That extra $10,000 in equity is yours to keep!

How long is the lease purchase for?

Our lease purchase contracts are written for a 2 year lease purchase. This is ample time for us to help you get your credit scores high enough to get financing. 

Can I purchase the home before the 2 years is up? 

Yes, you can purchase the home as soon as you are able to get financed. 

Will somebody help me get my credit issues straightened out? 

Yes, we have a credit counselor on staff who has over 20 years of experience. She will work with you to get your credit straightened out and in a position to obtain financing. 

How will I get financing when my credit is good enough? 

We have our own in-house lending that will make it incredibly easy for you to get financing on your home. Most people don't realize home much easier it is to get financing once you've been in a lease purchase for 12 months. We make this process very streamlined for you.

What if I don't have time to find a property and wait for it to close?  

This is exactly why we have an inventory of homes that are available RIGHT NOW. You typically only need a $600 down payment and you can move in immediately. Feel free to look at the homes available to you right now

What about new homes? 

There are a number of different opportunities to lease purchase new homes through us. We can build you a custom home or we can also work with builders who already have standing inventory through our standard Lease Purchase program. 

What areas do you work in? 

We can put you in a home throughout all of metro Atlanta. However, we want to make sure the area you choose is in a good appreciating area. If you are moving out of state and still want to work with our program, let us know as we have contacts in a lot of different cities that may enable you to use this exact same program somewhere else. 

Are there houses that are for sale that will not work with your program?

Yes, not every house is a good fit for our program. We want to make sure that we work with homes that structurally sound and in a good appreciating area. Our agents work hard to ensure they find houses for you that make sense. 

 

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Lease Purchase Program in Atlanta, Atlanta Lease Option program, Rent to Own in Atlanta, Credit Counselling, Financing Assistance