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Do
I really really get to choose the house I want to lease
purchase? |
Yes,
you can either choose from a house in our inventory (for less
down payment) OR you can work with our agents to find and
negotiate a lease purchase on your behalf. |
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Do
I have to find the house myself? |
No,
we have a team of agents that will work with you to find just
the right home for you. A home that you will eventually own
yourself! |
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Do
I have to pay a down payment? |
It depends on the program you choose. As you probably have
found out, just about EVERYBODY ELSE charges a minimum of 5%
to 10% down to do a lease purchase. With most of our homes
you are only looking at a down payment of $1000 dollars.
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Can
I earn any equity while I'm leasing to own? |
YES!
In our program, we want our tenant/buyers to have the
opportunity to accrue equity while they are leasing the home.
For example, you may buy the home for $150,000 at the end of
the lease term, but the home may have appreciated to $160,000.
That extra $10,000 in equity is yours to keep! |
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How
long is the lease purchase for? |
Our
lease purchase contracts are typically written for a 2 year lease
purchase. This is ample time for us to help you get your
credit scores high enough to get financing. |
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Can
I purchase the home before the 2 years is up? |
Yes,
you can purchase the home as soon as you are able to get
financed. |
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Will
somebody help me get my credit issues straightened
out? |
Yes,
we have a credit counselor on staff who has over 20 years of
experience. She will work with you to get your credit
straightened out and in a position to obtain financing.
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How
will I get financing when my credit is good enough? |
We
have our own in-house lending that will make it incredibly
easy for you to get financing on your home. Most people
don't realize home much easier it is to get financing once
you've been in a lease purchase for 12 months. We make this
process very streamlined for you.
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What
if I don't have time to find a property and wait for it to
close? |
This
is exactly why we have an inventory of homes that are
available RIGHT NOW. You typically only need a $1000 down
payment and you can move in immediately. Feel free to look
at the homes
available to you right now.
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What
about new homes? |
There
are occasionally opportunities to lease purchase new homes.
We will help locate builders who have inventory they need to
get off of their books and will negotiate a a lease purchase
on your behalf. |
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What
areas do you work in? |
We
can put you in a home throughout all of metro Atlanta.
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